What Is a PEO? A Plain-English Guide for Small Business Owners

Most owners I talk to have heard the term PEO. Almost none of them can tell me what it actually does. That's not a knock — nobody explained it. The internet's full of jargon-heavy explanations written by PEO sales teams trying to sound impressive instead of clear.

So here's the plain-English version, written by a bookkeeper who works with several of them and isn't trying to sell you one.